Renting vs Buying a Home: What’s Best for Your Future?

Greg Pilling • October 15, 2024

Renting vs Buying: What’s Best for Your Future?

Renting or buying a home is one of the biggest financial decisions you’ll ever make. Both have pros and cons depending on your lifestyle, financial situation and long-term goals.


Renting: A Good Choice?

Renting is flexible so is good for those who need to move or don’t want to deal with maintenance costs. Renters avoid the upfront costs of buying like down payments and closing fees. But renting doesn’t build equity, and rent can increase over time with no return on investment.


Buying: The Better Choice!

On the other hand, buying a home is an investment in your future. While it comes with responsibilities like maintenance and property taxes, homeownership lets you build equity, stabilize your housing costs with a fixed rate mortgage and potentially get tax benefits. Plus owning a home gives you the freedom to customize and make a space that’s truly yours.


If you’re weighing your options, consider your current lifestyle needs and financial readiness. As a mortgage pro I’m here to help you evaluate your situation and see if buying is right for you.

greg pilling in a suit and tie is standing in front of a house.

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When you're shopping for a mortgage, your first instinct might be to call your bank. That's a safe choice—until you realize it's also a limiting one. At Current Mortgage, we're independent mortgage brokers. That means we can give you access to more choices, better rates and a truly personalized loan experience. That's because we work on your behalf—not for any one lender. We shop your loan across a wide range of lenders to find the program, rate and terms that work best for you. Banks, on the other hand, can only offer their own products. If you don't fit their criteria, you might be denied—or end up with a loan that just isn't your best option.
greg pilling in a suit and tie stands in front of a model house

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